Jax Gem Lab
2925 Corinthian Ave. Jacksonville, FL 32210

Phone:(904) 384-9114
Contact: Kim Scott 

What Is An Appraisal

An appraisal is a written statement that defines the value of property on a specific date.
It describes the item(s) in detail, including the mounting, diamonds, and gemstones (all major gemstones will be identified and major diamonds plotted). It should also contain photographs of each item.

An item of jewelry can have several different values and all the values can be correct. The difference lies in the function of the appraisal, the purpose of the valuation and the market upon which the value is based.
There are many reasons for having your jewelry appraised, and the value of your personal property is different in each of a variety of situations. Each appraisal must be written for one specific intended use, it serves as a permanent record. Some appraisals have definitions of value dictated by law. With others the appraiser will help you choose the appropriate type of value and appraisal method for the situation. 


Insurance Appraisals- Replacement Cost. This is the most common appraisal. This type of appraisal describes the item in detail and provides an estimate of what it would cost to replace the jewelry with an item of like kind, quality, etc. Value is based on replacement in the current and appropriate retail market. It gives you the information that you need to schedule your jewelry for coverage in case of loss or damage.  An appraisal is usually effective for three to five years. When the need arises, you may contact us for an updated appraisal at a reduced fee.

In addition to insurance appraisals Jax Gem Lab offers other types of appraisals and services such as: 

  • Market Value Appraisals, Resale
  • Liquidation
  • Grading Reports for diamonds
  • Gemstone Identification
  • Consultations. Most consumers agree that buying or selling a diamond can be a harrowing experience. Even knowing the 4 C's (cut, clarity, color, carat weight) doesn't always guarantee that what you asked for is what you will get. Help protect yourself, and make your diamond or gemstone buying experience a positive one. Arm yourself with the information you need

Current appraisals are absolutely necessary! 

  • To reflect current replacement values as evident in today's marketplace
  • To verify the facts as represented by a seller
  • To ensure satisfactory replacement through your homeowner's or renter's insurance
  • To provide a current photographic reference of your contemporary, vintage and antique jewelry.
  • To aid in identification in case of theft, disappearance or accident
  • To provide a current examination to assess damage or wear of the mountings and/or gemstones


Our appraisal fees are set by the piece. After examining the jewelry - and before starting the appraisal - we provide you with an estimate of the amount of time needed to complete the appraisal and how much the appraisal will cost. At Jax Gem Lab, there are never any surprises.



Web Hosting Companies